I received a speeding ticket. Will my auto insurance premium increase?
Posted: January 9, 2018
The short answer is, yes. Activity on your driving record, such as a speeding ticket, will count as a point against your record and can impact the amount you pay for car insurance. Violations will stay on your driving record for 3 years and thus impact your auto insurance premium for 3 years. The good news is that you do have the ability to reduce...
Will Your Auto Insurance Cover Your Passengers?
Posted: November 30, 2017
Although no road trip can be completely risk-free, driver diligence can help prevent accidents. As the driver, there are steps you can take to help ensure you and your passengers remain safe. If the worst happens and an unpreventable accident occurs, your passengers will be covered – provided you have the right auto insurance policy. What You Can Do to Help Keep Your Passengers Safe...
Driving Tips To Stay Safe During Your Summer Vacation
Posted: May 15, 2017
Longer days, warm, sunny weather, and roads free of snow and ice make summer the perfect time for vacation road trips. In fact, Insurance Institute for Highway Safety (IIHS) statistics reveal that more fatal traffic crashes occur over the summer months than over the winter months. Contributing factors to the increase in serious accidents during the summer include congested roads due to vacation travel with...
How Depreciation Can Affect Your Auto Insurance Premiums
Posted: March 6, 2017
The value of virtually any expensive item changes as time passes. For a high-quality bottle of wine or a rare painting, the value may increase as the item ages, but cars and other vehicles usually only depreciate, losing significant value as the years pass. There are some rare exceptions, such as antique or other collectible vehicles. With a new car, the biggest drop in value...
Tips To Stay Safe While Driving In Winter Weather
Posted: January 4, 2017
You depend on your vehicle to get you from point A to point B safely and soundly, even when dealing with the hazards winter weather brings. From the moment your vehicle is in motion, winter driving demands your full attention. With rainstorms, black ice, slush, or a whiteout wall of snow, you are at higher risk of a collision or breakdown. While having auto insurance...